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Purchasing your first home is one of the biggest financial milestones in life, and for many Canadians, it’s both exciting and overwhelming. Fortunately, the Government of Canada offers several programs and tax measures designed to help first-time buyers save for their down payment and reduce their taxes. To take full advantage of these opportunities, it’s important to understand how each of them works and plan accordingly. The First Home Savings Account (FHSA) The First Home Savings Account...

At GGLR Accounting, we often hear from clients frustrated by long waiting times and inconsistent answers when they contact the Canada Revenue Agency (CRA) directly. Unfortunately, these experiences are not isolated. The Office of the Auditor General of Canada’s 2025 report uncovered significant issues with the accuracy and reliability of CRA call centre responses. According to the report, “Agent responses to business tax or general benefits questions were accurate just over 54% of the time,...

The Permanent Departure from Brazil, also known as " saída definitiva ", is a formal tax and administrative procedure carried out with...